Some things in life are unavoidable no matter how careful you are.
Accidents happen, and so do the stains and damage that can occur from them. You can’t prevent accidents from happening, but you can be prepared for them when they do happen.
Why do you have insurance on your home, car, boat and other valuables? In case you ever have an accident that results in an expensive repair or having to replace the item. You pay a little now to avoid paying a lot later.
It’s peace of mind protection. It’s also a smart investment for your furniture too. When you buy new furniture you are making an investment, and just like your other investments or valuables, it makes sense to protect them.
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All Accident Stains excluding accumulation - includes unknown stains
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Burns
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Rips
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Tears
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Punctures
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Water or Beverage Marks or Rings
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Accidental Scratches Penetrating the Top Coat Finish of Hard Surfaces
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Accidental Dents, Gouges or Chipping of Hard Surfaces
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Seam Seperation and Tufting
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Peeling of the Finish of Solid Wood or Veneer Surfaces
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Failure of Assembled Joints of Solid or Veneered Wood
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Loss of Silvering on Mirrors
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Breakage of Frames
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Breakage of Springs
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Mechanism of Sleeper or Recliners including heaters and vibrators
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Breakage of Glass or Mirrors
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Failure of Electrical Components
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Lifting of Veneers
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Checking, Cracking, Bubbling or Peeling of Wood Finish